§ Pre-LOI verification

Verify the numbers
before you sign
the LOI.

Fixed-fee financial verification for SMB acquirers. We reconcile the seller's P&L against bank statements, processor data, and accounting files — and tell you what's real. Delivered in 3–5 business days.

$2,500 fixed · 3–5 days · NDA from the first email

Verification Memo · Excerpt

DO-SAMPLE-01 · Recreational goods · TX

Redacted

Line

Seller CIM

Bank-verified

Δ

Revenue (TTM)

$4,120,000

$3,867,400

−6.1%

Cost of goods sold

$1,648,000

$1,706,200

+3.5%

Gross profit

$2,472,000

$2,161,200

−12.6%

Owner add-backs

$312,000

$198,500

−36.4%

Adjusted EBITDA

$1,240,000

$1,061,900

−14.4%

Finding · Proceed w/ revised offer2 add-backs unsupported

Illustrative excerpt · composite of anonymized engagements

§ The problem

Every CIM is a story. The bank account is the truth.

I.

The PDF problem

Seller financials arrive as a founder-typed spreadsheet. Add-backs stack up. Revenue is whatever the broker says it is.

II.

The QoE trap

Full Quality of Earnings costs $30–50K and takes 4–6 weeks — after your LOI, after exclusivity, after you're committed. Half of deals die there.

III.

The gap

Between “trust the CIM” and “spend $30K” there is currently nothing. That gap is our entire business.

§ How it works

Four steps. No sales calls.

01

Send the deal

Send us the CIM and financials under NDA — same day.

02

Connect the sources

We collect source data: read-only bank feeds, Stripe/Shopify exports, QuickBooks or Xero backup.

03

Reconcile & audit

We reconcile claimed revenue and EBITDA to what actually landed in the bank, and audit every add-back.

04

Verdict

You get the Verification Memo plus a 30-minute walkthrough call: proceed, reprice, or walk.

§ Scope

What we actually check.

Every engagement uses the same forensic checklist. We do not skip lines. We do not accept "trust me" for a single number.

  • Revenue-to-bank reconciliation (TTM + prior 2Y)
  • Add-back substantiation, item by item
  • Customer concentration
  • Gross margin consistency
  • Payroll reality check vs. Gusto/bank
  • AR aging red flags
  • Related-party payments
  • Seasonality vs. working-capital claims

§ Fixed fees

Three scopes. No hourly billing.

Snapshot

$2,500

3 business days

12-month revenue-to-bank reconciliation, processor check, top-5 add-back review, one-page red-flag memo.

Full Pre-LOI Verification

Most common

$6,500

5 business days

24–36 month reconciliation, complete add-back audit, concentration & payroll checks, full memo, 30-min call.

Serial Acquirer

from $1,500/mo

Priority queue

Discounted Snapshots, 48-hour quick-kill reviews, priority turnaround. Annual commitment.

§ Plainly

What we are not.

We are not a QoE provider, and this memo is not audit-grade assurance. It is a fast, forensic screen designed to kill bad deals before you spend real money — and to give your lender and QoE team a running start on good ones.

We take no success fees, no commissions from brokers, and no buy-side mandates. We are paid only by you, only in fixed fees. Our only incentive is being right.

Send us the deal you're
looking at.

If it's not a fit for verification, we'll tell you in one email — free.